Auto Insurance Lapse Maryland MD

Reader’s Question:

My wife had an insurance lapse a few years ago in Aspen Hill MD, and owes fines. We are trying to purchase a used vehicle now however only her name is on the title. Can I register the vehicle in Maryland if my name is not on the title?

Michael

Aspen Hill, MD

The Maryland Motor Vehicle Administration (MVA) states that to register a vehicle in Maryland you need to show proof of ownership. As part of this you must submit the car’s current title that has been properly assigned to you. So it seems that you could register this newly purchased car if your name is not on the title but you can verify that this is correct by contacting the Maryland Motor Vehicle Administration.

It would seem that to register this vehicle your husband will need to clear up his issues with the MVA or place you on the title. The penalties for a car insurance lapse in Aspen Hill Maryland and other areas in MD could include for the uninsured vehicle owner:

• Pay uninsured driver penalty fees for each lapse of insurance – $150 for the first thirty days, $7 for each day thereafter.
• Lose vehicle registration privileges and license plates.
• Pay a reinstatement fee of up to $25 for a vehicle’s registration.
• Be prohibited from registering any future cars until all insurance offense are cleared.
• Be prohibited from renewing a suspended registration until all insurance offense are cleared.
• license plates will be confiscated by an authorized tag recovery agent, once a registration suspension is in effect.
• $1,000 fine and/or 1 year imprisonment for providing false information of insurance.

Auto Insurance Traffic School Bowie Maryland MD

Reader’s Question:

I got a speeding violation resulting in five points on my Bowie Maryland license. I plead guilty. Will the points be taken off if I pay the take the Drivers Improvement Program and pay the fine?

Laureen

Bowie, MD

In Maryland, when you plead guilty to the violation charge it becomes part of your driving history. The Maryland Motor Vehicle Administration (MVA) may evaluate points on your drivers license as well.

If you pay the fine and plead guilty, probably the points will stand. When you receive five points on your Maryland license, the licensee is required to attend a point system conference (PSC). If the motorist improvement program is court assigned as part of the PSC its unlikely that the points would be removed or reduced from your driving record.

You might check if there is a point reduction program in Bowie Maryland that permits for you to take defensive or traffic driving school so that you can remove or reduced points from your drivers license.

 

Tags: auto insurance, car, traffic school

Provisional License Question Maryland MD

Reader’s Question:

If I’m over the age of 18 do I still have to hold my permit in Maryland for four months or can I just try my driving test? I live in Towson Maryland.

Thomas

Towson, MD

As of October 1, 2005 you now must hold the learner’s permit for at least six months before eligible for a provisional license in the state of Maryland. This seems to be true even if you are over eighteen since Maryland has a Rookie Driver Graduated Licensing System. You might want to verify these information with the Maryland Vehicle Administration (MVA).

It seems that after obtaining driving experience with the learner’s permit for six months, maintaining a clean driver’s record and finishing a driver’s education course; new motorist are eligible for a provisional license. After the provisional license holder requirements are met, the Maryland Vehicle Administration automatically coverts the driver’s license into having a full driver’s license status. When the provisional license expires the motorist will need to go in to renew it and at that time will be issued a full license.

 

Tags: automobile