Automobile Insurance Maryland

Reader’s Question:

I have a drivers license in Maryland but I do not own a car. Will I be needing automobile insurance?

Frank

Baltimore MD

If you do not own a vehicle to place insurance on then you would not need car insurance in Maryland just to keep your MD driver’s license.

In Maryland like in any other states, you will need to sign an insurance certification when you register or renew your vehicle. This certification acknowledges that the minimum liability insurance will be kept throughout the registration periods and the automobile will not be driven without car insurance in Maryland.

Since you said that you do not own a vehicle where you could place car insurance on, but you regularly borrow other people’s car, then you could get a non-owner’s policy.

If you reside in a household where you have access to drive cars you do not own, the insurance provider of the vehicle owners will normally require you to be listed on the policy so that you are properly covered to drive these household car/s.