Can A Teen Be Added to Insurance Policy if Doesn’t Live in the House?
Reader’s Question:
My teenage son is 20 years old and does not live in our house anymore in Silver Spring MD. He is not a student either. Can he still be insured under my policy?
Pam
Silver Spring, MD
Insurance carrier’s guidelines vary but since your son is not a student and no longer lives in your household it is possible that your insurance company would not continue to permit you to keep your son or his car on your policy.
Since your son is living in a separate residence some insurance carriers would not want to continue to insure her on the current policy. Many insurance companies will not insure cars from more than one household. Therefore he will probably have to buy his own policy for this car.
If your son’s car is still listed on policy you will need to speak with your insurance broker or agent in Silver Spring, MD if your insurance company will permit you to insure him since many insurers will not insure cars from more than one household on a single policy.
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