Car Insurance Claim Question in Maryland
Reader’s Question:
My car insurance cancels in 2 weeks but I had an accident yesterday. Will my car insurance still cover the insurance claim even though we are due to cancel with them in two weeks? I live in Frederick, Maryland.
Glen
Frederick, Maryland MD
As long as your car insurance policy was in place at the time of the incident, meaning there is no insurance lapse and that it was paid up and in effect, then the accident should be covered by your auto insurance coverages.
If you are due to cancel with your insurance company due to already getting another auto insurance policy with a different insurance provider then having insurance claims made for this incident would not normally be an issue. If you are being canceled because of other reasons then you still should be able to make car insurance claims but it could be more of a difficult situation.
Since your car insurance policy with your current insurance carrier is going to cancel in two weeks it may be helpful if the insurance claims are placed now when your insurance policy is still in effect.
Since you are in in Frederick, Maryland, if you have any difficulty with your auto insurance claims related to this incident you can contact the MD Insurance Administration, the insurance regulator for Maryland.
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