Do We Keep Our Teen Son in Our Maryland Car Insurance Policy?
Reader’s Question:
My teenager son and I live in California. My son is going to college in Maryland. He will be taking his car with him. He will be in Maryland for thirty weeks out of the year and he will be back in California the rest of the year. Can I keep him on my California policy or do I have to get him his own insurance in Maryland? In addition to that, do I also need to register the vehicle in Maryland?
Helen
Baltimore, MD
You will need to speak to your insurance providers, first. They may cover your teen while he goes to school in another Maryland. Generally, most insurance providers will not cover an individual going to college in another state. Your teenager son will probably have to buy Maryland insurance and a Maryland tag for her motor vehicle. But, again, verify with your insurance carrier, first regarding your specific situation and ask them if your teenager son will be covered while he is in Maryland.
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