If Someone Borrows my Car, Will it Affect my Car Insurance Rate in Maryland?
Reader’s Question:
My boyfriend was driving my automobile yesterday and he was pulled over and was given several tickets; driving without a license, ticket for speeding and driving under the influence (DUI). I am worried, will this affect my car insurance rate in Bethesda, Maryland.
Jane
Bethesda, MD
In general, traffic tickets that your friends receive ( or those you allow to drive your car) while driving your automobile will not affect in any way affect your auto insurance rates. The traffic tickets for driving under the influence,driving without a license and speeding should all have been issued to your boyfriend, as the driver, and not the automobile, so basically it will show up on your boyfriend’s driving record and affect his own car insurance rate.
If your boyfriend had wrecked the vehicle while driving your automobile it would have affected your auto insurance in Bethesda, Maryland because it would most likely be your car insurance that would have to pay out on the car insurance claims resulting from an accident.
You may be able to get car insurance quote here if you want an affordable car insurance in Bethesda, Maryland.
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