Is it Possible to Get 2 Car Insurance Policies in One Household in Maryland?

 

September 15, 2008 by · Leave a Comment
Filed under: Car Insurance Policy 

Reader’s Question:

Is it possible to have 2 auto insurance policies in the same household in Maryland?

Rose

Germantown, MD

It might be possible for 2 auto insurance policies in one household depending upon the insurance carrier’s involved and the circumstances in Germantown, MD.

I know some scenarios where two car insurance polices for the same household can be held. This may include a married wife and husband who want to retain their own separate auto insurance policies or a situation where there is a child who has their own vehicle, separate from their parents, and thus their own auto insurance policy.

It is typically cheaper to have members of a household and their cars on the same auto insurance policy since there can be a multi-car discount. Generally insurance providers will require all licensed household members to be added on an auto insurance policy, so even with separate auto insurance polices, each insurance carrier will likely require the other household members to be listed on each other’s insurance polices.

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