Is Red Light Camera a Factor in Car Insurance Rate in Maryland?
Reader’s Question:
I would like to know if insurance providers are able to see and use a red light camera tickets as a factor in car insurance quotes?
Adams
Bethesda, MD
An insurance provider in Bethesda, Maryland will be able to see the conviction of red light camera ticket if they are on your MD motor vehicle record (MVR) but they should not use either as a factor in determining your car insurance rate quote or your auto insurance premiums.
The state of Maryland does have red light cameras that permit for photos to be taken of those entering an intersection after the light has turned red and therefore sends them a citation. The Maryland District Courts site states that payment of the penalty for this type of offense does not result in Maryland points being assessed to your driving history and cannot be used to raise your car insurance rates. Basically, it is handled as a parking ticket.
Loading ...