Maryland Car Insurance
Reader’s Question:
What will be the penalties if I drive without insurance in Maryland?
Jimmy
Baltimore, MD
The state of Maryland law requires 20/40/15 as the minimum insurance coverage on a motor vehicle. These means $20,000 per injured person up to a total of $40,000 for all injured persons per accident for bodily injury liability insurance and property damage insurance of $15,000 per accident.
If you terminate, cancel or let your car insurance lapse in Maryland, turn in your license plates and registration card immediately to any Motor Vehicle Administration (MVA) office. You will also have to do this if you transfer or sell the ownership of your car.
Also it is listed as a five point violation if you were cited driving without insurance, a violation of MD transportation code Title 17.
