First Time Driver Auto Insurance Quotes in Maryland
Reader’s Question:
This is my first time to buy car insurance in Maryland. What do I need to know? Can you send me a Maryland auto insurance quote?
John
Baltimore Maryland
Auto insurance in Maryland is a necessity that drivers have to buy in order to be allowed to legally drive. It can be bought from reputable insurance companies in the state. The best thing about auto insurance is that it covers the driver from any financial obligations that may crop up following a car accident.
There are many car insurance companies that offer affordable auto insurance in Maryland. Drivers should look up in the Yellow pages or the Internet for companies that offer the best rates in auto insurance in Maryland.
The benefit of having auto insurance in Maryland outweighs the price of a typical auto insurance policy. Those who have auto insurance will not have to be concerned about paying an unexpected expense following a car accident. They can pay for damaged properties and hospitalization of injured persons if they have auto insurance.
In Maryland the minimum required coverage are:
- $20,000 Bodily Injury Liability for one person per accident up to $40,000 Limit
- $15,000 Limit for Property damage liability
- $20,000/$40,000 Uninsured/Underinsured Motorist Bodily Injury
- $15,000 Uninsured Motorist Property Damage
- $2,500 Personal Injury Protection Limit
What is the Required Property Damage Insurance in Maryland
Reader’s Question:
In Maryland, what is the required person property damage amount?
Harold
Baltimore, MD
The state of Maryland requires minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident, and with a minimum limit of $15,000 for Property Damage Liability coverage. This is usually referred to as 20/40/15 basic coverage.
To help you protect against damages caused to you and your passengers by an uninsured motorist, Maryland state law requires a minimum Uninsured/Underinsured Motorist (Um/UIM) coverage of $20,000 per person up to $40,000 per accident for any bodily injury caused by the uninsured motorist.
To get more information on Maryland insurance laws , you may contact the Maryland Insurance Administration.
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