What is the Required Property Damage Insurance in Maryland
Reader’s Question:
In Maryland, what is the required person property damage amount?
Harold
Baltimore, MD
The state of Maryland requires minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident, and with a minimum limit of $15,000 for Property Damage Liability coverage. This is usually referred to as 20/40/15 basic coverage.
To help you protect against damages caused to you and your passengers by an uninsured motorist, Maryland state law requires a minimum Uninsured/Underinsured Motorist (Um/UIM) coverage of $20,000 per person up to $40,000 per accident for any bodily injury caused by the uninsured motorist.
To get more information on Maryland insurance laws , you may contact the Maryland Insurance Administration.
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